The Sunshine Report

Veritas Financial Partners
Information about finance, the economy and business. Entertaining and informative. Seeking Alpha Certified Mark Sunshine Chairman & CEO

Category Archive: Small Business Lending

  1. Forget the Fiscal Cliff. There Are Only 9 Days Left To Help Small Businesses

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    The Sen­ate has only 9 days to climb off the leg­isla­tive cliff and pass a bill that will help small busi­ness through­out Amer­ica. No, I am not count­ing days until we fall off Fis­cal Cliff. I am count­ing the days remain­ing for the Sen­ate to approve the Small Busi­ness Invest­ment Com­pany Mod­ern­iza­tion Act of 2012, also […] [read full story]

    Posted in: economy, Public Policy, SBA, Small Business Lending

  2. SBA Policy Restricts Small Business" rel="bookmark">28-Year-Old SBA Policy Restricts Small Business

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    It’s tough to explain why the Small Busi­ness Admin­is­tra­tion favors banks over non-banks in its flag­ship SBA 7(a) loan pro­gram. For the last 28 years, the SBA has refused to license a sin­gle new non-bank lender and has restricted the abil­ity of exist­ing non-bank 7(a) lenders to finance their port­fo­lios. [read full story]

    Posted in: BANKS, Credit Crisis, economy, Finance, SBA, Small Business Lending

  3. Obstacles To Small Business Lending

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    On Jan­u­ary 13th I attended the FDIC Small Busi­ness Forum titled Over­com­ing Obsta­cles to Small Busi­ness Lend­ing and got an extra­or­di­nary glimpse into why many small busi­nesses are miss­ing the recov­ery.  Even though the forum pan­elists agreed that “what’s good for small busi­ness is good for Amer­ica”, they had few ideas about how to ener­gize […] [read full story]

    Posted in: BANKS, Bernanke, Credit Crisis, economy, Finance, Public Policy, REGULATION, Regulatory Reform, SBA, Small Business Lending

  4. Why The Government Jobs Policy Isn’t Working

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    The U.S. econ­omy is going to be sick until job growth returns and unem­ploy­ment is sig­nif­i­cantly reduced. Pres­i­dent Obama’s eco­nomic team doesn’t seem to know how to stim­u­late jobs growth and what they have tried so far isn’t work­ing very well. While Obama’s pol­icy seems to have stopped jobs from dis­ap­pear­ing, that is very dif­fer­ent […] [read full story]

    Posted in: BANKS, Credit Crisis, economy, Finance, Politics, Public Policy, Small Business Lending

  5. Small Business Lending Programs Aren’t Working and Need To Change

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    Pro­grams to get small busi­ness lend­ing mov­ing aren’t work­ing. Instead of a resur­gence of small busi­ness lend­ing the sit­u­a­tion is get­ting worse. Last week the Wall Street Jour­nal reported that the White House was search­ing for ways to help small busi­ness by unlock­ing frozen credit. This week CIT, the largest small busi­ness lender in the U.S., […] [read full story]

    Posted in: Credit Crisis, economy, Finance, Obama, Politics, Public Policy, Robert Blum, Small Business Lending

  6. Small Business Lending Needs Help; A Forbes Article On How Washington Can Help

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    Yes­ter­day Forbes pub­lished an arti­cle that I wrote on small busi­ness lend­ing and what Wash­ing­ton can do to help. Click here to jump to Forbes and read the arti­cle. [read full story]

    Posted in: Bond Insurance, Business Environment, Community Development Financial Institutions Fund, Credit Crisis, economy, Finance, Forbes, Politics, Public Policy, SBA, Small Business Lending, Tax policy

  7. Create Jobs Quickly By Capitalizing Small Business Lenders By Robert Blum

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    In my post­ing last Fri­day with Mark Sun­shine, TARP Isn’t Work­ing For Small Busi­nesses; Two Sim­ple Solu­tions For Small Busi­ness Lend­ing, we dis­cussed the severe fund­ing stresses being faced by small and medium sized busi­ness enter­prises (“SMEs”). Unfor­tu­nately, most of the gov­ern­ment aid announced to date does not help in deploy­ing cap­i­tal to SMEs any […] [read full story]

    Posted in: Business Environment, Credit Crisis, economy, Finance, Guest Blog, Politics, Public Policy, Robert Blum, Small Business Lending

  8. TARP Isn’t Working For Small Business; Two Simple Solutions To Get Small Business Lending Going Again" rel="bookmark">TARP Isn’t Working For Small Business; Two Simple Solutions To Get Small Business Lending Going Again

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    A Joint Arti­cle By Mark Sun­shine and Robert Blum   Unfor­tu­nately, the Obama Admin­is­tra­tion isn’t propos­ing much to help restart lend­ing to small and medium sized enter­prises (“SMEs”). While SME’s make up the back­bone of the U.S. econ­omy and pro­vide most of its job cre­ation, the credit cri­sis is mak­ing them eco­nomic road kill. SME’s […] [read full story]

    Posted in: BANKS, Credit Crisis, economy, Finance, Fiscal Policy, Obama, Politics, Public Policy, Robert Blum, Small Business Lending, TARP