Information about finance, the economy and business. Entertaining and informative. Seeking Alpha Certified Mark Sunshine Chairman & CEO

Category Archive: SBA

  1. Forget the Fiscal Cliff. There Are Only 9 Days Left To Help Small Businesses

    The Sen­ate has only 9 days to climb off the leg­isla­tive cliff and pass a bill that will help small busi­ness through­out Amer­ica. No, I am not count­ing days until we fall off Fis­cal Cliff. I am count­ing the days remain­ing for the Sen­ate to approve the Small Busi­ness Invest­ment Com­pany Mod­ern­iza­tion Act of 2012, also […] [read full story]

    Posted in: economy, Public Policy, SBA, Small Business Lending
  2. SBA Policy Restricts Small Business" rel="bookmark">28-Year-Old SBA Policy Restricts Small Business

    It’s tough to explain why the Small Busi­ness Admin­is­tra­tion favors banks over non-banks in its flag­ship SBA 7(a) loan pro­gram. For the last 28 years, the SBA has refused to license a sin­gle new non-bank lender and has restricted the abil­ity of exist­ing non-bank 7(a) lenders to finance their port­fo­lios. [read full story]

    Posted in: BANKS, Credit Crisis, economy, Finance, SBA, Small Business Lending
  3. Obstacles To Small Business Lending

    On Jan­u­ary 13th I attended the FDIC Small Busi­ness Forum titled Over­com­ing Obsta­cles to Small Busi­ness Lend­ing and got an extra­or­di­nary glimpse into why many small busi­nesses are miss­ing the recov­ery.  Even though the forum pan­elists agreed that “what’s good for small busi­ness is good for Amer­ica”, they had few ideas about how to ener­gize […] [read full story]

    Posted in: BANKS, Bernanke, Credit Crisis, economy, Finance, Public Policy, REGULATION, Regulatory Reform, SBA, Small Business Lending
  4. Small Business Lending Needs Help; A Forbes Article On How Washington Can Help

    Yes­ter­day Forbes pub­lished an arti­cle that I wrote on small busi­ness lend­ing and what Wash­ing­ton can do to help. Click here to jump to Forbes and read the arti­cle. [read full story]

    Posted in: Bond Insurance, Business Environment, Community Development Financial Institutions Fund, Credit Crisis, economy, Finance, Forbes, Politics, Public Policy, SBA, Small Business Lending, Tax policy
  5. TARP 1.0 Didn’t Get Lending Going and TARP 2.0 Won’t Be Much Better" rel="bookmark">TARP 1.0 Didn’t Get Lending Going and TARP 2.0 Won’t Be Much Better

    TARP 1.0 didn’t get lend­ing going and TARP 2.0 won’t be much bet­ter. The prob­lem is that TARP 2.0 con­tin­ues to focus on banks as the pri­mary lend­ing insti­tu­tions despite the fact that banks aren’t the pri­mary source of non-real estate credit for con­sumers or busi­nesses. Most non-real estate lend­ing takes place through the “shadow […] [read full story]

    Posted in: BANKS, Bond Insurance, Community Development Financial Institutions Fund, Credit Crisis, economy, Finance, Fiscal Policy, Mutual Funds, Obama, Paulson, Politics, Public Policy, SBA, Timothy Geithner