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	<title>The Sunshine Report</title>
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	<link>http://www.thesunshinereport.net/marksunshine</link>
	<description>Information about finance, the economy and business. Entertaining and informative.</description>
	<lastBuildDate>Wed, 26 Dec 2012 16:13:58 +0000</lastBuildDate>
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		<item>
		<title>Forget the Fiscal Cliff. There Are Only 9 Days Left To Help Small Businesses</title>
		<link>http://www.thesunshinereport.net/marksunshine/2012/12/26/forget-the-fiscal-cliff-there-are-only-9-days-left-to-help-small-businesses/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2012/12/26/forget-the-fiscal-cliff-there-are-only-9-days-left-to-help-small-businesses/#comments</comments>
		<pubDate>Wed, 26 Dec 2012 15:59:29 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[economy]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[Small Business Lending]]></category>
		<category><![CDATA[H.R. 6504]]></category>
		<category><![CDATA[House of Representatives]]></category>
		<category><![CDATA[SBIC]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Small Business Administration]]></category>
		<category><![CDATA[Small Business Investment Company]]></category>
		<category><![CDATA[Small Business Investment Company Modernization Act of 2012]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=820</guid>
		<description><![CDATA[The Senate has only 9 days to climb off the legislative cliff and pass a bill that will help small business throughout America. No, I am not counting days until we fall off Fiscal Cliff. I am counting the days remaining for the Senate to approve the Small Business Investment Company Modernization Act of 2012, also [...]]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2012/12/26/forget-the-fiscal-cliff-there-are-only-9-days-left-to-help-small-businesses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six Last Minute Gifts For College Kids</title>
		<link>http://www.thesunshinereport.net/marksunshine/2012/12/20/six-last-minute-gift-suggestions-for-college-kids/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2012/12/20/six-last-minute-gift-suggestions-for-college-kids/#comments</comments>
		<pubDate>Thu, 20 Dec 2012 23:07:03 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[Holiday Shopping Tips]]></category>
		<category><![CDATA[Bacon Salt]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Counterfeit]]></category>
		<category><![CDATA[Gift Suggestions]]></category>
		<category><![CDATA[Money Printing Kit]]></category>
		<category><![CDATA[Peeing Santa Clause Drink Dispenser]]></category>
		<category><![CDATA[Stacy the Dashboard Pole Dancer]]></category>
		<category><![CDATA[The Beer Belly]]></category>
		<category><![CDATA[Toilette Paper]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=805</guid>
		<description><![CDATA[Once again the holiday season is upon us and if you are like me, you waited too long to begin shopping for your for your college kids .  I have two boys enrolled in institutions of higher learning and since they weren’t around the house I didn’t really think about what I was getting them.  [...]]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2012/12/20/six-last-minute-gift-suggestions-for-college-kids/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Wall Street Throws A Party But No Customers Show Up</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/10/26/wall-street-throws-a-party-but-no-customers-show-up/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/10/26/wall-street-throws-a-party-but-no-customers-show-up/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 22:49:04 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[BANKS]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goldman Sachs]]></category>
		<category><![CDATA[Merrill Lynch]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[REGULATION]]></category>
		<category><![CDATA[Securitization]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Confidence]]></category>
		<category><![CDATA[CREDIT CRISES]]></category>
		<category><![CDATA[Credit Swiss]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=773</guid>
		<description><![CDATA[Imagine throwing a party for your best customers and none of them show up.  What would you think about your future?

Well, about a week ago at a Miami Beach asset-backed securities conference, Wall Street professionals invited their best institutional bond customers to a cool South Beach party and almost no one showed up.

Wall Street is loosing its relevance and becoming a dinosaur.  Its business simply cannot exist without customers.  Unless it fundamentally reforms, and quickly, an entire generation of bankers and finance professionals will find that they are no longer relevant.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/10/26/wall-street-throws-a-party-but-no-customers-show-up/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Cut Proposal Kicks U.S. Workers Out Of Jobs</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/06/27/tax-cut-proposal-kicks-us-workers-out-of-jobs/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/06/27/tax-cut-proposal-kicks-us-workers-out-of-jobs/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 21:35:42 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Foreign Tax Credit]]></category>
		<category><![CDATA[REGULATION]]></category>
		<category><![CDATA[Repatriation Tax Cut]]></category>
		<category><![CDATA[Tax Cut]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=767</guid>
		<description><![CDATA[Tax cut proponents want to encourage domestic employment by subsidizing American companies who employ foreign workers in overseas plants.

Cutting corporate income tax on foreign earnings puts companies that keep their production in America at a competitive disadvantage and encourages the continued hollowing out of the American economy.

The subsidy for moving production overseas has been euphemistically called a “repatriation tax holiday” but the only people who are going to get a holiday are unemployed Americans whose jobs will move overseas.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/06/27/tax-cut-proposal-kicks-us-workers-out-of-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Chinese Manufacturing Coming Back To The U.S.?</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/06/22/is-chinese-manufacturing-coming-back-to-the-us/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/06/22/is-chinese-manufacturing-coming-back-to-the-us/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 12:16:38 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[China]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Manufacturing]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Public Policy]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=762</guid>
		<description><![CDATA[At first I couldn’t believe my ears: a U.S. manufacturer was telling me that they were planning on fleeing the high costs of Chinese manufacturing for the relatively lower costs of the U.S.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/06/22/is-chinese-manufacturing-coming-back-to-the-us/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Goodbye Recovery, Hello Recession</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/06/18/goodbye-recovery-hello-recession/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/06/18/goodbye-recovery-hello-recession/#comments</comments>
		<pubDate>Sat, 18 Jun 2011 14:18:57 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[Deflation]]></category>
		<category><![CDATA[Economic Statistics]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Liquidity Trap]]></category>
		<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[REGULATION]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[Money Supply]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=757</guid>
		<description><![CDATA[Washington politicians are pointing the U.S. economy straight into a liquidity trap and instead of a bright economic future, the U.S. is looking at years of high unemployment, weak GDP growth and the possibility of widespread deflation.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/06/18/goodbye-recovery-hello-recession/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who’s Gonna Bail Out The Fed?</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/05/22/whos-gonna-bail-out-the-fed/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/05/22/whos-gonna-bail-out-the-fed/#comments</comments>
		<pubDate>Mon, 23 May 2011 01:35:42 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[economy]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[UNITED STATES]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[CITIGROUP]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Goldman Sachs]]></category>
		<category><![CDATA[Money Supply]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=749</guid>
		<description><![CDATA[The Federal Reserve is putting its future at risk by ignoring its own likely financial results when it raises interest rates. Simply put, rising interest rates will hurt the Fed by making interest costs higher and asset values lower.

While the Fed isn’t like any other bank in America, it is still subject to the immutable rules of math and interest rate risk. If the Fed starts to earn less on its investments than it pays in interest on its deposits, it will lose money.

That is exactly what the Fed is facing when interest rates rise — that it will pay more for deposits than it earns on its investments.

Taken in isolation the Fed’s balance sheet looks more like an overleveraged hedge fund than a shining example of prudent risk management. The Fed has almost no capital to back up its big macro bet on interest rates and the shape of the yield curve. Higher interest rates or an inverted yield curve where long-term assets yield less than short-term assets will cause problems.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/05/22/whos-gonna-bail-out-the-fed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Congressman Ryan, Should Predatory Pricing Cartels Really Run Health Care?</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/05/22/congressman-ryan-should-predatory-pricing-cartels-really-run-health-care/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/05/22/congressman-ryan-should-predatory-pricing-cartels-really-run-health-care/#comments</comments>
		<pubDate>Mon, 23 May 2011 01:26:31 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[Forbes]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Paul Ryan]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[REGULATION]]></category>
		<category><![CDATA[antitrust]]></category>
		<category><![CDATA[health insurance]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=746</guid>
		<description><![CDATA[The medical insurance game is rigged. Medical insurance companies have special legal protections that promote anti-competitive behavior. Since 1944 they have been exempt from virtually all the anti-trust laws that apply to other industries and underpin the foundation of our national economy.

Under the terms of the insurance exemption, health insurance companies can collude with one another, fix prices, rig bids and form cartels. Predatory pricing by health insurance companies is OK. These practices — normally illegal under federal anti-trust regulation— are protected by law.

Even worse, health insurance companies don’t have to worry about being sued if they hurt someone — they aren’t subject to tort liability and as a practical matter can’t be sued for messing up a claim or denying coverage.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/05/22/congressman-ryan-should-predatory-pricing-cartels-really-run-health-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed Has Power To Pop Commodity Bubble</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/05/09/fed-has-power-to-pop-commodity-bubble/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/05/09/fed-has-power-to-pop-commodity-bubble/#comments</comments>
		<pubDate>Mon, 09 May 2011 16:45:19 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[commodities]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[REGULATION]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[Bubble]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=739</guid>
		<description><![CDATA[I don’t know about you, but I’m fed up with being a victim of Wall Street speculators who are driving food and fuel prices up through the roof. The recent plunge in commodities prices confirms what everyone knew all the time — inflation is being driven by commodities speculators who are profiting from everyone else’s collective misery.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/05/09/fed-has-power-to-pop-commodity-bubble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Headline From 2036: Banks Say ‘Drop Dead’ To White House</title>
		<link>http://www.thesunshinereport.net/marksunshine/2011/04/29/headline-from-2036-banks-say-drop-dead-to-white-house/</link>
		<comments>http://www.thesunshinereport.net/marksunshine/2011/04/29/headline-from-2036-banks-say-drop-dead-to-white-house/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 13:49:44 +0000</pubDate>
		<dc:creator>Mark Sunshine</dc:creator>
				<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[Forbes]]></category>
		<category><![CDATA[Headlines From The Future]]></category>
		<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[Paul Krugman]]></category>
		<category><![CDATA[Public Policy]]></category>
		<category><![CDATA[Debt limit]]></category>
		<category><![CDATA[Deficit]]></category>
		<category><![CDATA[Democrat]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Glen Beck]]></category>
		<category><![CDATA[Gold standard]]></category>
		<category><![CDATA[Government shutdown]]></category>
		<category><![CDATA[Paul Ryan]]></category>
		<category><![CDATA[Pay Czar]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Republican]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.thesunshinereport.net/marksunshine/?p=727</guid>
		<description><![CDATA[At separate news conferences Democratic and Republican leaders accused each other of political opportunism after Congress again failed to raise the debt ceiling and banks refused the President’s request to fund a government bailout.

As a result, the federal government shutdown that began in 2011 will continue for another year.]]></description>
		<wfw:commentRss>http://www.thesunshinereport.net/marksunshine/2011/04/29/headline-from-2036-banks-say-drop-dead-to-white-house/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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